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Month: June 2022

How Much Does Debt-to-Income Matter?

A debt-to-income ratio is the comparison of one’s gross monthly income to what one spends every month. Generally, the higher the percentage, the less likely an individual will be able to afford repayment for any debts incurred. For example, if your gross monthly income is $5,000 and you spend $4,500 every month, your debt-to-income ratio
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